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Over 7.72 cr Kisan Credit Cards active in India

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Over 7.72 cr Kisan Credit Cards active in India
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12 March 2026 9:56 AM IST

New Delhi: Over 7.72 crore Kisan Credit Cards (KCC) are active nationwide with outstanding loans of around Rs. 10.2 lakh crore, an official factsheet said on Wednesday.

The KCC platform has onboarded 457 banks after processing over 1,998.7 lakh credit applications, with 631.5 lakh processed through commercial banks, 337.2 lakh through regional rural banks and 1,030 lakh through cooperative banks, according to the statement.

The data reflects the broad institutional participation in the KCC implementation and highlights the central role of cooperative banks in extending agricultural credit, particularly at the grassroots level. Recent reforms, including enhanced credit limits, expanded coverage to allied sectors, and digital integration through the Kisan Rin Portal, have significantly improved outreach, transparency, and governance.

Kisan Credit Card Regional Rural Banks Cooperative Banks Kisan Rin Portal agriculture loans India farmer credit scheme rural finance India agricultural banking system 
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